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The Ins and Outs of Travel Rewards Credit Cards

Travel rewards credit cards

Travel rewards credit cards really do convert points into free travel-as long as you know the rules.

Airlines really push them on customers because it keeps travelers flying with them. Credit card companies push them because they know that customers want to travel for free. The secret, of course, is knowing how to benefit from the travel rewards credit cards in order to make the most of your benefits with the least amount of time, money, and effort.

Of course, no miles can be earned until you actually join a program. For travel rewards credit cards that are run by the airlines, you should visit their website and read their program’s details. Sometimes airlines offer incentives to earn miles with their partners, either through hotel partners or even other airlines.  Usually, when you sign up with one of the credit cards you also get a bunch of miles deposited into your account as an incentive to join. These can come in handy, later, when you want a free ticket.

You can also apply for travel rewards credit cards through Visa, Master Card, or American Express. All of them are a little different, but with travel reward cards your purchases get accumulated into points which can then be cashed into miles that can either be used for hotel stays or free airline tickets.

Sometimes the points, or miles, are added after you have made a purchase, but from time to time they are given when you activate the card. In addition, miles are offered as incentives for purchases, shopping on affiliates’ websites and even adding other users to your account.

Some people complain that travel rewards credit cards have higher interest rates and higher annual fees so these should be taken into consideration when you are comparing credit cards. Occasionally a company will waive the annual fee for the first year, but after that it can be pretty high. Of course, companies that don’t have annual fees at all are ideal.

Some credit cards are attached to one specific airline. If you desire more flexibility, then you should apply for a card that will earn miles regardless of the airline company. There are several credit cards that do this so you might want to shop around for them.

Signing up for email alerts is wise when using frequent flier programs. The airlines want your business, so they will entice customers however they can. Sometimes, they offer liberal incentives which can include frequent flyer mile sales where you can purchase award tickets for fewer miles than normal.
Gaining free travel can be simple, although it helps to know what you are working with. Do your research first and make sure you are familiar with all of the fine print and fees.

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