Credit Cards seem to be a necessity for some people. They are that convenient piece of plastic that seem to be used more and more everywhere as we head into a paperless and cashless society. Credit cards can be very handy if used wisely and with a bit of common sense, however if used unwisely can cause disaster and sometimes be the cause of ruining someones life financially.
In this website we aim to describe the issues involved with owning and using a credit card including how to use your card wisely. This information is purely a guide but it should give you some idea of the benefits and pitfalls with spending money on credit.